We don't just monitor — we predict.

Five solution components

H/W (device) + S/W (monitoring, remote control, key-sharing) + AI (risk scoring) — the first integrated solution to port the automotive FMS standard to two wheels.

1. 01 Core / Improved

   FMS Device (H/W)

   A rugged device that runs reliably in harsh two-wheeler environments (rain, vibration, heat). IP65+ dust/water resistance, targeting PASS on automotive standards 4.2.3 (vibration) and 4.2.6 (transient voltage), with ultra-low-power circuitry.

2. 02 Core

   Monitoring (S/W)

   Per-second GPS tracking, ignition on/off status, and real-time battery monitoring.

3. 03 Add-on

   Remote control — restart prevention (S/W)

   A safety design that keeps the current ignition on but blocks only the next start. Addresses non-payment/runaway scenarios while protecting rider safety — porting the automotive car-sharing standard to two wheels.

4. 04 Add-on

   Key-sharing (S/W)

   Smartphone-based access control and usage authentication without a physical key. Optimized for multiple riders sharing one motorcycle.

5. 05 ★ Core tech

   Risk Management Engine & Scoring (AI)

   Quantifies credit (non-payment) and accident (insurance) risk from multimodal data (driving, activity, contract, biometric). A hybrid of rule-based (regression) and learning-based (Autoencoder, Isolation Forest, XGBoost). TIPS target AUC 0.65+.

A model validated on real data

Credit risk — 85-rider analysis

Group	Count	Delinquency
Low (low risk)	13	0.0%
Mid	41	4.9%
High (high risk)	31	16.1%

In the High group, 4 of 5 showed concentrated, repeated delinquency compared with the Low group's cases (38.5%).

Accident risk — analysis of 151 real accidents

74%

Candidates detectable in advance from data

Precursor patterns derived from 31 intersection/turn/U-turn cases, 45 rear-end cases and 17 pedestrian/bicycle cases, among others.